Our credit card processing merchant rates are based on your annual volume and how you qualify after underwriting.
Yes, our credit card processing service is capable of doing both signature debit and credit. We do offer a *PIN entry debit as a stand alone product but the fees ,are a bit different.
*PIN entry debit carries a $5 convenience fee (charged to your customer) but no other merchant rates or fees. This service only works with Visa, MasterCard, and Pulse cards though.
The software/hardware you are currently using is completely compatible with our equipment. It does not effect your POS system software because the credit card processing and debit card processing transactions are completely separate from your POS/inventory management software.
Our equipment is completely “plug and play”. It arrives preprogrammed, simply plug your merchant terminal into your Ethernet cable (unless you want wireless terminals) and get processing. (Someone from your location would need to contact our IT department when your equipment arrives for the initial activation but otherwise you are ready to go!)
Of course, our IT team is available during normal business hours Monday thru Saturday.
Batch deposits are made at the close of the business day. Depending on your bank, the funds are typically available for use the next morning.